Our Story


Every day, we wake up and step into our normal routine. We never know where or when, but one day, fate will step in. On that day, life insurance serves to fill the financial void left by the loss of a loved one, giving you proper time to mourn without additional unnecessary stress.

Patrick Bet-David founded PHP Agency, Inc. in 2009 with the vision of bringing life insurance to multi-cultural middle-class America while simultaneously providing an entrepreneurial opportunity to individuals in these communities.

The company started in Northridge, CA when 66 life insurance agents joined Patrick on the journey to realize his vision. Since then, over 17,000 individuals have become licensed agents and more than 200,000 families have been served through life insurance products and financial education.

Today, the company is partnered with some of the leading life insurance carriers in the industry, including NLG, ANICO, AIG, Mutual of Omaha, Foresters, Global Atlantic, and many others.

PHP Agency, Inc. is headquartered in Addison, Texas.


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